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Total US consumer credit increased by $9.48 billion in February 2026, following a downwardly revised $7.67 billion rise in January and coming in just below market expectations for a $10 billion gain. On an annualized basis, this represents an increase of about 2.2%.
Revolving credit grew by $0.71 billion in February, after a $2.57 billion increase in January. Nonrevolving credit—which includes auto and student loans—rose by $8.79 billion in February, following a $5.10 billion advance in the previous month.
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