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UK consumer borrowing slowed marginally in April 2026, according to the latest Bank of England data released on 2 June 2026. Consumer credit rose by £1.859 billion in April, down from £1.895 billion in March 2026.
The modest easing suggests households continued to rely on borrowing but at a slightly reduced pace compared with the previous month. While the change is small, the dip in April’s figure may signal early signs of cooling in consumer demand or greater caution among borrowers as they navigate the current economic environment. Policymakers and markets are likely to watch upcoming releases closely for confirmation of any emerging trend in UK household credit conditions.
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