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The RealClearMarkets/TIPP Economic Optimism Index climbed to 45.5 in July 2026, up from 42.5 in May and slightly above market expectations of 45. The Six-Month Economic Outlook, which gauges how consumers view the economy’s prospects over the next half year, improved to 42.1 from 37.1. The Personal Financial Outlook—reflecting how Americans expect their own finances to perform over the next six months—rose to 52.2 from 50.1, remaining the only component above the neutral 50 threshold. Confidence in Federal Economic Policies, which measures perceptions of the effectiveness of government economic actions, also strengthened, increasing to 42.1 from 40.2.
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