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Thursday, August 28, 2025

Eurozone Household Credit Growth Picks Up in July

Eurozone Household Credit Growth Picks Up in July

Eurozone Household Credit Growth Picks Up in July

In July 2025, bank lending to households in the Eurozone experienced a 2.4% year-on-year increase, reaching EUR 7.030 trillion. This marks the swiftest growth rate since April 2023, aligning with market forecasts. The uptick indicates a sustained recovery in credit demand, bolstered by the European Central Bank's recent policy easing measures. Additionally, lending to businesses rose to 2.8%, up from 2.7% in June. Despite these gains, the overall credit growth to the private sector declined, slipping to 2.8% in July from 3.0% in the previous month.


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